Hospital Indemnity Insurance Explained
Hospital indemnity insurance is a supplemental insurance that pay you in the event of a hospital stay. It is designed to complement your primary health insurance. Hospital indemnity insurance can be particularly helpful since a majority of Americans don’t have enough savings to cover unplanned medical bills. The plan pays cash directly to the patient even if they don’t incur any out-of-pocket expenses.
This payments can be used for any purpose, including:
Regular expenses, such as food, rent, and utilities
Here are some key features of hospital indemnity insurance:
Fixed Premium as low as $25 per month
Pays you after 12 hour confinement
Guaranteed issue age 64.5-68
You can add benefits coverage for:
3. Skilled Nursing
4. Outpatient Surgery
5. Urgent Care
6. Outpatient Therapy
GTL Insurance is a family owned business. They take pride in paying claims so you can stop worring about medical bills and focus on recovery.
Here’s an illustration of how a Hospital Indemnity Insurance works
Please watch the short video below for more information.
*Based upon the plan amount chosen at the time of purchase
To learn more about this and other Health related topics, talk with a professional in your community. Make an appointment to speak with one of our professionals and see for yourself the Elkin Insurance difference. At Elkin Insurance "We Care About You".