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Jeremy Specht from Elkin Insurance is helping people understand the Hospital indemnity insurance world and navigating all of their insurnce needs

HOSPITAL INDEMNITY

Hospital Indemnity Insurance Explained

Hospital indemnity insurance is a supplemental insurance that pay you in the event of a hospital stay. It is designed to complement your primary health insurance. Hospital indemnity insurance can be particularly helpful since a majority of Americans don’t have enough savings to cover unplanned medical bills. The plan pays cash directly to the patient even if they don’t incur any out-of-pocket expenses.

 

This payments can be used for any purpose, including:

  • Medical copays

  • Deductibles

  • Regular expenses, such as food, rent, and utilities

Here are some key features of hospital indemnity insurance:

 

  1. PAYS YOU!

  2. Fixed Premium as low as $25 per month

  3. Pays you after 12 hour confinement

  4. No-Network restrictions

  5. No Deductibles

  6. Guaranteed issue age 64.5-68

 

You can add benefits coverage for:

1. Ambulance

2. Cancer

3. Skilled Nursing

4. Outpatient Surgery

5. Urgent Care

6. Outpatient Therapy

 

GTL Insurance is a family owned business. They take pride in paying claims so you can stop worring about medical bills and focus on recovery.

Here’s an illustration of how a Hospital Indemnity Insurance works

 

Please watch the short video below for more information.

*Based upon the plan amount chosen at the time of purchase

To learn more about this and other Health related topics, talk with a professional in your community. Make an appointment to speak with one of our professionals and see for yourself the Elkin Insurance difference. At Elkin Insurance "We Care About You".

Call: 336-526-1034

Text: 336-366-0960

Email: Info@Elkininsurance.com

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MAJOR MEDICAL

Major medical health insurance is a type of health insurance that covers the expenses associated with serious illness or hospitalization.

MEDICARE

We provide all the information you need on Original Medicare and Medicare Advantage Plans so you can make an informed decision. 

LIFE

The basic building block of financial planning is protection. By getting enough life insurance you are protecting your loved ones so that the money is there to continue their lives without disruption.

ANNUITIES

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.

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FINAL EXPENSE

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. 

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