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Jeremy Specht from Elkin Insurance is helping people understand the Hospital indemnity insurance world and navigating all of their insurnce needs


Hospital Indemnity Insurance Explained

Hospital indemnity insurance is a supplemental insurance that pay you in the event of a hospital stay. It is designed to complement your primary health insurance. Hospital indemnity insurance can be particularly helpful since a majority of Americans don’t have enough savings to cover unplanned medical bills. The plan pays cash directly to the patient even if they don’t incur any out-of-pocket expenses.


This payments can be used for any purpose, including:

  • Medical copays

  • Deductibles

  • Regular expenses, such as food, rent, and utilities

Here are some key features of hospital indemnity insurance:


  1. PAYS YOU!

  2. Fixed Premium as low as $25 per month

  3. Pays you after 12 hour confinement

  4. No-Network restrictions

  5. No Deductibles

  6. Guaranteed issue age 64.5-68


You can add benefits coverage for:

1. Ambulance

2. Cancer

3. Skilled Nursing

4. Outpatient Surgery

5. Urgent Care

6. Outpatient Therapy


GTL Insurance is a family owned business. They take pride in paying claims so you can stop worring about medical bills and focus on recovery.

Here’s an illustration of how a Hospital Indemnity Insurance works


Please watch the short video below for more information.

*Based upon the plan amount chosen at the time of purchase

To learn more about this and other Health related topics, talk with a professional in your community. Make an appointment to speak with one of our professionals and see for yourself the Elkin Insurance difference. At Elkin Insurance "We Care About You".

Call: 336-526-1034

Text: 336-366-0960


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