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Identity Theft

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Identity theft poses significant risks to individuals in the United States, as it can lead to financial loss, damage to credit scores, and the stressful process of reclaiming one’s identity. In 2022 alone, over 1.4 million reports of identity theft were filed, according to the Federal Trade Commission, with consumers losing a total of nearly $6 billion. Thieves often use stolen personal information to open fraudulent accounts, make unauthorized purchases, or even commit crimes in someone else's name, resulting in long-term repercussions for victims. Identity theft insurance is a prudent investment, as it provides financial protection against losses incurred from identity theft, covers legal expenses, and offers resources for recovering stolen identities. This type of insurance can give individuals peace of mind, knowing they have support and protection against the potentially devastating effects of identity theft.

Identity and Credit Monitoring Services with Kapstone

How often does identity theft really happen?

Every 22 seconds someone becomes a victim of identity theft, and one of the three Americans will experience a cyber crime, financial fraud, or identity theft.

Is Kapstone ID theft protection really free?

The bronze plan is free for 12 months

I am an employer. Can Kapstone be part of my business group benefits?

Yes! Kapstone can be easily added to your group insurance benefits this product is offered free for the first year in and it is an exceptional way to the enhance group insurance benefits offering. When you offer meaningful group benefits recruiting and retaining top talent and stop being a revolving door is easier.

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Multi choice

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Multi choice

MAJOR MEDICAL

Major medical health insurance is a type of health insurance that covers the expenses associated with serious illness or hospitalization.

MEDICARE

We provide all the information you need on Original Medicare and Medicare Advantage Plans so you can make an informed decision. 

LIFE

The basic building block of financial planning is protection. By getting enough life insurance you are protecting your loved ones so that the money is there to continue their lives without disruption.

ANNUITIES

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.

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FINAL EXPENSE

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. 

Why International Health Insurance is Essential for Travelers

Traveling opens up a world of discovery, cultural immersion, and unforgettable experiences. However, navigating an unfamiliar healthcare system during a medical emergency can quickly turn a dream trip into a financial and emotional crisis.

Many domestic health plans offer little to no coverage outside your home country, leaving you vulnerable to high out-of-pocket costs and language barriers. International health insurance bridges this critical gap. It ensures that an unexpected illness or accident won't derail your financial future or compromise the quality of care you receive abroad.

What is a Blue Cross Blue Shield Global Plan?

Blue Cross Blue Shield Global travel plans (offered in partnership with GeoBlue) provide comprehensive medical coverage designed specifically for world travelers, expats, and international students. Backed by the trusted reputation of Blue Cross Blue Shield, these plans offer a reliable safety net that traditional travel insurance cannot match.

By choosing a BCBS Global Plan, members gain access to premium medical services, emergency coordination, and a seamless healthcare experience anywhere in the world.

 

 

Key Benefits of BCBS Global Travel Plans

  • Elite Global Network: Gain access to carefully vetted, English-speaking doctors and world-class hospitals in over 190 countries.

  • Cashless Medical Appointments: Utilize "Direct Pay" features to have the insurance company pay providers directly, eliminating the need to pay massive bills upfront and wait months for reimbursement.

  • 24/7 Digital Health Tools: Connect instantly with doctors through unlimited, multi-lingual telemedicine services via the mobile app.

  • Emergency Medical Evacuation: Receive full coordination and financial coverage—often up to $250,000 or more—for medical transport to the nearest adequate facility if local care is insufficient.

  • Flexible Coverage Tiers: Choose between single-trip plans for brief vacations or multi-trip annual plans for frequent travelers, digital nomads, and corporate professionals.

Quote & Enroll Now

https://www.hthtravelinsurance.com/?link_id=368187

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We do not offer every plan available  in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

All the information provided on this website and this page should be verified by, and consulted with a legal professional. Jeremy Specht and Elkin Insurance does not take any responsibilities for failing to do your due diligence and consulting legal professionals in all matters.

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