top of page
Andrea.jpg
Andrea Specht

Get an instant Health quote:

NatGenLogo.png
UHone.png

For Medicare and/or Medicaid insurance,

please feel free to contact me directly: 

UHC.png
aetna.png
HUmana.png
BCBS.png

About Andrea

Andrea Specht is a Registered Nurse that has worked in the fast-paced world of the largest Emergency Department in NC and is currently working in Surgery at Baptist Atrium Hospital where she is able to assist in a wide variety of surgeries.  If that wasn't enough she is also a licensed insurance agent. Her knowledge of the medical world puts her in a unique position to assist clients in enrolling in the Medicare Advantage Plan or Medicare Supplement that will best serve their individual health needs. In part due to her background in the medical field, she is passionate about client education, and wants to ensure that each person understands their plan and how to get the greatest benefit from it. Andrea is an avid traveler having visited more than 40 countries and 48 states. She enjoys volunteering with her husband Jeremy in disaster relief and volunteer construction projects. 

Why International Health Insurance is Essential for Travelers

Traveling opens up a world of discovery, cultural immersion, and unforgettable experiences. However, navigating an unfamiliar healthcare system during a medical emergency can quickly turn a dream trip into a financial and emotional crisis.

Many domestic health plans offer little to no coverage outside your home country, leaving you vulnerable to high out-of-pocket costs and language barriers. International health insurance bridges this critical gap. It ensures that an unexpected illness or accident won't derail your financial future or compromise the quality of care you receive abroad.

What is a Blue Cross Blue Shield Global Plan?

Blue Cross Blue Shield Global travel plans (offered in partnership with GeoBlue) provide comprehensive medical coverage designed specifically for world travelers, expats, and international students. Backed by the trusted reputation of Blue Cross Blue Shield, these plans offer a reliable safety net that traditional travel insurance cannot match.

By choosing a BCBS Global Plan, members gain access to premium medical services, emergency coordination, and a seamless healthcare experience anywhere in the world.

 

 

Key Benefits of BCBS Global Travel Plans

  • Elite Global Network: Gain access to carefully vetted, English-speaking doctors and world-class hospitals in over 190 countries.

  • Cashless Medical Appointments: Utilize "Direct Pay" features to have the insurance company pay providers directly, eliminating the need to pay massive bills upfront and wait months for reimbursement.

  • 24/7 Digital Health Tools: Connect instantly with doctors through unlimited, multi-lingual telemedicine services via the mobile app.

  • Emergency Medical Evacuation: Receive full coordination and financial coverage—often up to $250,000 or more—for medical transport to the nearest adequate facility if local care is insufficient.

  • Flexible Coverage Tiers: Choose between single-trip plans for brief vacations or multi-trip annual plans for frequent travelers, digital nomads, and corporate professionals.

Quote & Enroll Now

https://www.hthtravelinsurance.com/?link_id=368187

Blue Geo QR.png
Blue Geo Comp.png

We do not offer every plan available  in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

All the information provided on this website and this page should be verified by, and consulted with a legal professional. Jeremy Specht and Elkin Insurance does not take any responsibilities for failing to do your due diligence and consulting legal professionals in all matters.

bottom of page