GTL Guaranteed Trust Life Insurance Policies
Flexible protection designed to meet real-life needs—today and tomorrow.

At GTL, we understand that no two individuals or families are alike. That’s why our portfolio offers a wide range of insurance solutions built for health, financial security, and peace of mind. Whether you're preparing for the unexpected or planning ahead, GTL provides dependable coverage backed by decades of trust.

​

​

Health & Supplemental Insurance

Accident Insurance
Life is unpredictable—your finances don’t have to be. GTL’s accident plans provide cash benefits for injuries, emergency care, hospital stays, and recovery-related expenses. Coverage helps offset out-of-pocket costs so you can focus on healing.

Critical Illness Insurance
A serious diagnosis can be overwhelming—financially and emotionally. GTL offers lump-sum benefits upon diagnosis of covered conditions like heart attack, stroke, or cancer, giving you flexibility to cover medical bills, household expenses, or lost income.

Hospital Indemnity Insurance
Even with major medical coverage, hospital stays can be costly. GTL’s hospital indemnity plans pay cash benefits for admissions, daily stays, and outpatient procedures—helping bridge the gap left by traditional insurance.

​

​

Life Insurance Solutions

Final Expense (Whole Life) Insurance
Designed to ease the burden on loved ones, these policies help cover funeral costs, medical bills, and other end-of-life expenses. With simplified underwriting and guaranteed level premiums, it’s protection you can count on.

Term Life Insurance
Affordable, straightforward coverage for a specific period—ideal for income protection, mortgage coverage, or family security during key life stages.

​

​

Cancer & Specialized Coverage

Cancer Insurance
GTL’s cancer plans provide comprehensive support—from diagnosis through recovery. Benefits can include treatment costs, travel for care, and even everyday living expenses during treatment.

Short-Term Care Insurance
When temporary care is needed—whether at home or in a facility—this coverage helps pay for services that traditional health insurance may not fully cover. It’s a practical solution for recovery periods or transitional care.

​

​

Why Choose GTL 

• Flexible Plan Options tailored to individual needs and budgets

• Fast Claims Processing so you get benefits when you need them most

• Portable Coverage that stays with you, even if life changes

• Financial Strength & Stability backed by decades of experience

​

Let’s Find the Right Coverage for You

Every situation is unique, and the best way to understand your options is through a personalized conversation. Speak with a licensed representative today to explore how GTL can help protect what matters most.

​

​

Call now to learn more and get a custom quote.

​

Have an GTL "Hospital Indemnity" policy and need a claim form, you can download it here.

​

​

Have an GTL "Prescription" policy and need a claim form, you can download it here.

​

​

Have an GTL "Recover Cash" and need a claim form, you can download it here.